Debit Card Services
Debit card is a plastic card which provides an alternative payment method to cash when making purchases. Functionally, it can be called an electronic check, as the funds are withdrawn directly from either the bank account (often referred to as a check card), or from the remaining balance on the card. In some cases, the cards are designed exclusively for use on the Internet, and so there is no physical card.ards has become widespread in many countries and has overtaken the cheque, and in some instances cash transactions by volume. Like credit cards, debit cards are used widely for telephone and Internet purchases.Debit cards can also allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a cheque guarantee card. Merchants can also offer "cashback"/"cashout" facilities to customers, where a customer can withdraw cash along with their purchase.

Pentaxsailawa offers programs that are designed to allow Credit Unions the advantage of debit card access for their checking account program. By participating in this program, you can compete in the debit card market by serving your members’ needs as completely as possible. Today, your members can choose from among many different financial institutions for their checking account needs, and statistics show they will not look to a provider without debit card access. Why not have them choose yours!

Advantages for your Credit Union
  • You will earn additional revenues that will improve your bottom line.
  • You will increase service usage and satisfaction.
  • You can use this program as a powerful tool for attracting upscale potential members in to active usage of credit union services.
  • You will give your members convenience at over 18 million locations plus ATM accessibility through the VISA networks available in the United States and over 120 countries.
  • Faster than writing a check and safer than carrying cash.

Additional Benefits

  • Provides a competitive advantage
  • Attracts new accounts and strengthens existing relationships
  • Four times faster than writing a check
  • Generates a new revenue stream for your credit union
  • You will receive daily settlements through your Corporate
  • Your credit union name and logo will be on your plastic
  • Generates visibility in the market place for Your Credit Union
  • Provides cross-selling opportunities
ATM Debit Card Services:
  • Much easier to use than a check
    • Statements are itemized with the location and time of the debit card transaction and deducted from your account. Checks are not.
    • Most debit cards double as ATM cards and Visa/MC. With Checks you have to stay on top of balancing your account.
    • No room for account error because the debit is automatically taken out. Using the Debit system is the most popular and efficient way to go:
    • Maestro (MasterCard), 
    • Interlink (Visa) 
    • Star System 
    • Pulse and NYCE 

These give you the ability to handle some of the most popular nationwide debit card networks. Sale proceeds are deposited into your account almost instantaneously after transactions. Transactions are easy and fast. Conducting a debit card transaction is simple and its a matter of entering a secure pin number. Debit card transactions will appear on your consolidated merchant processing statement along with your credit card transactions and can be view online with most banks having that available.